How We Price

All the features you need, priced per member per month OR per transaction

  • Per Member Per Month

    Know and manage your costs with simple, pre-determined per member per month pricing.

  • Per Transaction

    Pay for what you use. Control user refresh rates and leverage protections in place to avoid abuse.

  • All Features
  • My Credit Manager Features
  • Identity Protect Features
  • Offers Engine Features
  • Feature
  • Description
  • Product
  • Credit Report 1 Bureau + Score
  • See your score and detailed report from any bureau
  • My Credit Manager
  • Credit Report 2 Bureau + Score
  • See your scores and detailed report from two bureaus
  • My Credit Manager
  • Credit Report 3 Bureau + Score
  • See scores and detailed reports from all bureaus
  • My Credit Manager
  • Credit Score Factors
  • Get detailed insights on the six credit score factors
  • My Credit Manager
  • Credit Score Simulator
  • See how credit scores can be impacted by specific credit actions or behaviors
  • My Credit Manager
  • Debt Analysis
  • Displays total open balances, monthly payments, and a debt to income ratio calculator
  • My Credit Manager
  • Credit Report Dispute
  • Dispute credit report errors with only a few steps
  • My Credit Manager
  • Credit Report 1 Bureau + Score

    See your score and detailed report from any bureau

  • Credit Report 2 Bureau + Score

    See your scores and detailed report from two bureaus

  • Credit Report 3 Bureau + Score

    See scores and detailed reports from all bureaus

  • Account Enrollment Authentication

    Knowledge Based Authentication

  • Credit Score Tracker

    See score history from any/all of the bureaus

  • Credit Score Factors

    Get detailed insights on the six credit score factors

  • Credit Alerts

    Receive alerts based on changes to your credit profile

  • Credit Score Simulator

    See how credit scores can be impacted by specific credit actions or behaviors

  • Credit Score Compass

    Set and learn how to achieve your score goals

  • Credit ScoreSight

    See what specific actions will maximize your score

  • Debt Analysis

    Displays total open balances, monthly payments, and a debt to income ratio calculator

  • Credit Protection

    Protect my credit profile from unauthorized access

  • Credit Report Dispute

    Dispute credit report errors with only a few steps

    Ready to Build a Plan?

    Every Array product contains a rich set of features. Choose only what you need to create the most impact.

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    Get in touch with us or head over to the Plan Builder and create your offering.